外国人考CFA的奇妙时刻！

备考必备 | 2018-12-27

每年的CFA考试都令考生身心疲惫。其实CFA考试不仅是国内考生来说非常困难，对国外考试来说也是如此。本期总结了外国往届考生或奇葩，或愤慨，或腹黑的考场故事，希望大家读了能会心一笑。》》》对于CFA考试有疑问的点我咨询

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我在新泽西考CFA Level 2，突如其来的停电让整个考场都变得一片漆黑。就在大家惊慌之际，一位准备充分的先生拿出了他的口袋式手电筒，继续答题。很显然，这引起了其他考生的不满。监考人员迅速跑到了他的身边，拿走了手电。这可能救了这个男子一命。

——Business Insider

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我在Javits Center（纽约市）参加CFA一级考试时，两名监考人员站在我的桌子前，不停的聊天。如果可以带刀进考场，我会把他们两个都刺死。

——Analyst Forum

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我参加考试时，有一个考生忘了携带计算器。CFA协会允许考生携带两个计算机入场，以免发生没电的情况。当时，那个考生紧张到出汗，看起来就快哭了。他向大家询问是否可以借给他一个备用计算器，然而，考场中的所有人都假装没有听到他说话。

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下午场就要开始的时候，一些人抓紧最后的时间去上厕所。我在厕所的时候，看到一个考生的计算器掉入了小便池中。然后，那名考生将计算器取出，放在水龙头下快速冲洗干净，然后冲回了考场。他从便池中取出计算器的表情真是无价啊！

——Business Insider

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我考Level 1时，一个手机在考场响起，一个考生接起了电话，说他正在CFA考试，不方便说话。WTF!监考人员拿走了他的手机，但是却没有把他赶出考场！一个小时之后，这个手机又响了一次，监考人员关闭了手机的电源。

——Analyst Forum

知名权威媒体Business Insider曾发表文章说CFA是金融领域最凶残的考试：

the most burtal exam in the world of finance。

该媒体从CFA协会获取了一套试题，挑选出7个最简单的问题让读者感受CFA考试的难度。》》》CFA一级小白必备课程

QUESTION1：

A portfolio of securities representing a given security market, market segment, or asset class is best described as a:

A） Benchmark

B） Security market index

C） Total return index

QUESTION2：

Colin Gifford, CFA, is finalizing a monthly newsletter to his clients, who are primarily individual investors. Many of the clients' accounts hold the common stock of Capricorn Technologies. In the newsletter, Gifford writes, "Based on the next six months' earnings of $1.50 per share and a 10% increase in the dividend, the price of Capricorn's stock will be $22 per share by the end of the year." Regarding his stock analysis, the least appropriate action Gifford should take to avoid violating any CFA Institute Standards of Professional Conduct would be to：

A） Separate fact from opinion

B） Include earnings estimates

C） Identify limitations of the analysis

QUESTION3：

Cost-push inflation is least likely to be affected by an increase in:

A） Employee wages

B） Finished goods prices

C） Commodity prices

QUESTION4：

Labor markets are best described as a type of：

A） Capital market

B） Goods market

C） Factor market

QUESTION5：

A corporation issues five-year fixed-rate bonds. Its treasurer expects interest rates to decline for all maturities for at least the next year. She enters into a one-year agreement with a bank to receive quarterly fixed-rate payments and to make payments based on floating rates benchmarked on three-month Libor. This agreement is best described as a：

A） Futures contract

B） Forward contract

C） Swap

QUESTION6：

An industry characterized by rising volumes, improving profitability, falling prices, and relatively low competition among companies is most likely in which of the following life-cycle stages?

A） Growth

B） Mature

C） Embryonic

QUESTION7：

To evaluate the potential effect of an innovative and unique type of business transaction on financial statements, an analyst's best approach is to

A） Monitor the actions of standard setters and regulators

B） Gain an understanding of the transaction's economic purpose

C） Consider the approach taken for "new" transactions that arose in the past

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结果有读者兴奋地表示：一生中做过的最简单的考试！

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但也有人反驳：那些没真正考过CFA的正在沾沾自喜，天真地以为这就是全部的难度。